Purchases & Refinances
For 27 years, Canadian Mortgage Services have been assisting clients with their purchases and refinances in Brampton, Mississauga, Oakville and surrounding areas. We know how to prepare your application and where to send it to make sure you are getting the best.
Purchases and refinances are very different, and therefore require different skills and expertise to properly execute a mortgage that suits your needs and financial objectives. They do however have their similarities as well. Canadian Mortgage Services will with you to obtain your mortgage for either a purchase or refinance in Brampton, Mississauga, Toronto or any of the surrounding cities.
We take into consideration your long and short terms goals when selecting the right mortgage product. That’s right… product! A mortgage is similar to any physical product you can purchase in a store or online and therefore requires attention to the finer details, terms and conditions associated with that mortgage. Interest rates are important, and will most likely be any client’s main objective. Aside from rates however, it is important to talk about the terms and flexibility of that mortgage including the length of term, type of rate, amortization, etc. For purchases, you may want to consider the duration of time you will spend in that home amongst many other factors. For a refinance, it may be smart to consider consolidating any high interest debt into your mortgage to allow you the flexibility of paying less while freeing up cash flow. We think that over time, Brampton home owners have been readjusted to focus primarily on the bank posted rates and less on ‘mortgage flexibility’. With our services, we will go through the extent of working out multiple scenarios for your purchase or refinance to ensure that you understand the difference between your options, therefore making it easier to draw on the pros and cons of each route.
Quite often in the mortgage industry, representatives will lure clients in with promises of posted rates. Is that really all that is important in this entire process? This is the biggest investment of most people’s lives, one that deserves a little more attentions to details you may not immediately concern yourself with. If there is one thing we can tell you, it is that by using our services you will be guaranteed to walk away with the best mortgage you qualify for plus much more advice than would otherwise be disclosed to you by our competition. It’s as simple as that.
Canadian Mortgage Services is a mobile mortgage broker serving Brampton, Mississauga, Oakville, Toronto and the surrounding areas. For assistance with your mortgage purchase or refinance, trust our experience, call us today 905-455-5005 to book an appointment.