Blog 09 Nov 2022 A, B, C Mortgage Lenders – Pros and Cons As many people are aware, three main types of lenders offer mortgage solutions. By default, most people strive to get their mortgage with an A lender, but the B and C lenders do offer value… nkad3 No Comments
Blog 26 Oct 2022 The Great Debate – Variable or Fixed Rate Mortgage? Like “what came first, the chicken or the egg”, the debate on “variable vs fixed rate mortgage” will too, continue to withstand the test of time. That’s because there are arguments to be made on… nkad3 No Comments
Blog 16 Nov 2022 What is an Ontario Mortgage Agent? – Understanding Representation and Duty To first understand what a Mortgage Agent is, or does, we must first understand the term ‘Agency’. Agency, or an Agency Relationship, is when one party acts on behalf of another party. In the case… nkad3 No Comments
Blog 23 Nov 2022 Are Mortgage Calculators Useful? In preliminary steps, yes, they are useful. However, to rely on mortgage calculators 100% - we advise against this. There are two types of mortgage calculators that mortgage seekers often search for: Mortgage affordability… nkad3 No Comments
Blog 30 Nov 2022 Second Mortgages in Canada: Everything You Need To Know What is Home Equity? First, let’s talk about home equity. In Canada, home equity can be extremely useful to help push homeowners forward financially or pull homeowners out of a financial bind. Luckily (in Ontario… nkad3 No Comments
Blog 28 Oct 2022 Canada Mortgage Rates Forecast – What Could Mortgage Rates Look Like in 2023 in Canada? First and foremost, it’s important to remember that predictions are not factual. Mortgage rate predictions, however, are made based on facts and data that are available to us. It’s possible to be completely right, but… nkad3 No Comments
Blog 28 Oct 2022 When is the Best Time to Buy a House in Ontario? Traditionally speaking, the housing market does follow certain ebbs and flows (or ‘seasonality’). Just like other types of investments, even the real estate market shares opportunistic times to buy/sell throughout the calendar year based on… nkad3 No Comments
Blog 19 Oct 2022 What is a Mortgage Trigger Rate? A mortgage trigger rate has been a concept for quite some time, but not one that would trend often. More recently, due to increasing mortgage rates, inquiries are now growing. What is a mortgage… nkad3 No Comments